2026/27 Tax Guide

Know the tax numbers before they affect your cash.

Download BondEsq’s 2026/27 Tax Guide for small business owners, directors, sole traders and SMEs who want clearer tax planning without the jargon.

Download Guide → Book a Real Talk Call →
Income Tax VAT Corporation Tax Payroll
What this guide helps with

Use it to understand the tax pressure points before the year gets away from you.

Tax problems often start when business owners leave planning too late. This guide helps you understand the key thresholds, allowances and planning areas that can affect cash flow, profit, payroll and owner pay.

Business owners Plan tax before deadlines arrive Understand the main tax areas that can affect your business cash flow throughout the year.
Directors Review salary, dividends and company tax Think through director pay, Corporation Tax, dividends and the impact on personal tax.
Sole traders Prepare for Self Assessment pressure Use the guide to think about tax, payments on account, expenses and profit planning more clearly.
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2026/27 Tax Guide for SMEs

This guide is designed to help small business owners, company directors and sole traders understand the key 2026/27 tax areas that may affect planning, cash flow and decision-making.

  • Personal Allowance and Income Tax planning points
  • VAT registration threshold and VAT readiness reminders
  • Corporation Tax rates, Marginal Relief and planning prompts
  • Payroll, employer costs and director pay considerations
  • Useful links to BondEsq calculators, templates and Real Talk Calls
Download 2026/27 Tax Guide → Explore Tax Tools Hub →

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Important tax guide guidance

This guide is for general information and planning awareness only. It does not replace tailored tax advice, bookkeeping, payroll support, VAT advice, statutory accounts or formal tax return preparation.

Key 2026/27 areas

The tax areas business owners should keep on the radar.

The guide should help business owners understand what to review, when to ask questions, and where tax planning may support better decisions.

Income Tax

Personal Allowance £12,570
Basic rate band 20%
Higher rate 40%
Additional rate 45%

VAT

Registration threshold £90,000
Deregistration threshold £88,000
Standard rate 20%
Review basis Rolling 12 months

Corporation Tax

Small profits rate 19%
Main rate 25%
Lower limit £50,000
Upper limit £250,000

Payroll

PAYE allowance £12,570
Basic PAYE band Up to £37,700
Employer NI Plan early
Payroll cost Review monthly
Who should download it

Built for business owners who want clarity before action.

Limited company directors Salary, dividends and Corporation Tax Useful if you need to think through company profit, tax timing, dividend planning and owner pay.
Sole traders Tax, profit and Self Assessment Useful if your tax bill, payments on account or expenses feel unclear.
Employers Payroll and employer cost planning Useful if payroll, employer NI, pension costs or hiring decisions may affect your cash flow.
Related resources

Tools and guides that work well with this.

Tools Tax Tools Hub Use calculators to estimate VAT, Corporation Tax, payroll and director pay pressure. Browse Tools → Guide VAT Readiness Guide Prepare for VAT registration, pricing, systems and filing before the pressure builds. Open Guide → Guide Business Health Guide Review cash flow, profit, records, tax, payroll and wider business pressure points. Open Guide →

Need help understanding what the 2026/27 tax numbers mean for your business?

The guide gives you a starting point. A proper conversation helps you understand what applies to your business, what needs planning and what could affect cash flow.

Book a Real Talk Call → Explore Tax Services →
Tax planning is easier before the deadline arrives. The earlier you review VAT, Corporation Tax, payroll, Self Assessment and owner pay, the easier it is to make calm decisions.
2026/27 Tax Guide FAQs

Quick questions before using the guide.

It is for small business owners, sole traders, company directors and SMEs who want a clearer view of the main tax planning areas for 2026/27.
No. It is a general planning guide. Tax advice should be based on your actual business, income, structure and records.
The guide can link to BondEsq’s Tax Tools Hub, including VAT, Corporation Tax, payroll and director pay calculators.
Yes. BondEsq can help review your tax position, bookkeeping, VAT, payroll, Corporation Tax and wider business planning.
Use the guide wisely

Download the guide, then use it to plan earlier and avoid tax surprises.

Tax affects cash flow, owner pay, pricing, payroll, profit and confidence. Use this guide as a practical starting point for the 2026/27 tax year.

Download Guide → Book a Real Talk Call →