Salary & Dividend Calculator

Plan director pay before taking money from the company.

Estimate how salary and dividends may affect personal tax, National Insurance, employer costs, Corporation Tax and company profit available for dividends.

Director salary Dividend tax Corporation Tax impact Guidance before action
What this tool helps with

Use it before deciding salary and dividends.

Director pay planning is not just about personal tax. It connects to company profit, employer costs, dividend availability and cash flow.

Estimate net director income See salary, dividends, personal tax, employee NI and estimated take-home income.
Understand company impact See how salary and employer NI reduce company profit before Corporation Tax.
Check dividend affordability Compare planned dividends against estimated post-tax company profit available for distribution.
Salary & Dividend Calculator

Estimate salary, dividends, tax and company impact.

Enter company profit before director pay, salary, dividends and any other taxable income.

Your calculation

This calculator is a planning estimate for England, Wales and Northern Ireland. It does not cover Scotland-specific income tax bands, student loans, benefits in kind, pension planning, salary sacrifice or every company tax adjustment.

Employment Allowance

Your result

Based on salary of £12,570 and planned dividends of £30,000.

Estimated net personal income £38,972.50
Salary £12,570.00
Dividends £30,000.00
Income Tax on salary/other income £0.00
Employee NI £0.00
Dividend tax £3,597.50
Employer NI £1,135.50
Estimated Corporation Tax £11,646.95
Profit available for dividends £49,647.55
This is a general estimate only. Director pay planning depends on the company, the director’s full income, cash flow, pension planning and wider tax position.
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Important director pay guidance

This calculator uses 2026/27 planning assumptions for Personal Allowance, Income Tax, National Insurance, dividend allowance, dividend tax rates and Corporation Tax. It is a planning estimate only. The best salary and dividend mix depends on company profit, cash flow, other income, pension planning, Employment Allowance eligibility and the director’s wider circumstances.

What this means

Salary affects both the director and company

Salary can create PAYE and National Insurance considerations, but it may also reduce company taxable profit. Employer National Insurance is also a company cost and should be considered in the total pay plan.

What this means

Dividends depend on post-tax company profit

Dividends are normally paid from available company profits after Corporation Tax. A dividend plan should be checked against cash flow, retained profits and proper company records.

Want a director pay planning checklist?

Use the calculator for a quick estimate, then use a checklist to think through salary, dividends, Corporation Tax, cash flow, retained profits and personal tax planning.

Director pay is not just a tax calculation. It connects personal income, company profit, payroll, Corporation Tax, dividends and business cash flow.
Salary & Dividend FAQs

Quick questions before using the calculator.

No. It gives an estimate based on the figures entered. The best mix depends on company profit, other income, pensions, cash flow and your wider circumstances.
No. This page is designed for England, Wales and Northern Ireland planning. Scottish income tax bands can produce different salary tax results.
Dividends should normally be paid from available company profits after Corporation Tax. If planned dividends exceed estimated available profit, the result should be reviewed carefully.
Yes. BondEsq can review salary, dividends, Corporation Tax, bookkeeping, retained profits and personal tax planning before you act.

Need help planning director pay properly?

The calculator gives a useful estimate. A proper conversation helps you understand how salary and dividends connect to company profit, retained earnings, personal tax, payroll and cash flow.

Use the calculator wisely

Estimate salary and dividends, then understand the full picture.

Director pay affects personal tax, company tax, payroll, dividends, retained profit and cash flow. Use this as a starting point before acting.